A lumpsum investment is a single, one-time amount put into a mutual fund or other asset. This calculator estimates what that amount could become after a number of years at the annual return you assume.
How the lumpsum calculator works
It uses the compound interest formula:
FV = P × (1 + r)t
P is the amount invested, r is the annual return and t is the number of years. At 12% a year, money roughly doubles in about six years, which is why the time period changes the result more than most people expect.
Frequently asked questions
Is lumpsum better than SIP?
It depends on when you invest. A lumpsum is fully exposed to the market from day one, while a SIP spreads your entry over many months. Neither is better in every market.
Is the result guaranteed?
No. Market-linked investments can fall as well as rise. The figure is an estimate based on the return you typed in.
Can I use this for stocks or FDs?
Yes, for any investment where you can assume a steady annual growth rate. For an FD, enter the interest rate as the return.
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This calculator is for education and illustration. Results are estimates based on the numbers you enter and are not a prediction, guarantee or investment advice.